Be a Prepared Buyer
Once you make the exciting decision to start looking for your first home or your forever home you may ask yourself "what's next?" How do I start this process? Here are a few of the basic's that will hopefully make this process rewarding and empowering with minimal stress.
Know your Budget
So your ready to start shopping! But do you know what price range to start with? What type of down payment is required? All these questions can be handled by a mortgage professional. They will ask you some basic information about your situation and help you come up with the best options for you and your individual needs. It's important to find someone you trust and can communicate easily with as they will be your financial guide through the entire home buying process.
They can give you a general idea of what your qualify for with a pre-qualification letter, or go more in depth and give you a more specific pre-approval letter. In a strong market we advise our clients try to get a pre-approval letter as it shows the seller that you financial able to make the purchase.
Find the RIGHT Agent
You have the pre-approval and know your budget, now is it time to shop? Maybe. Do you know the area you want? Do the schools matter? How do I see a home once I find one I like? How do I make an offer? All of these questions can be answered by an experienced Real Estate Professional. Finding the right agent is just as important as finding the right lender. Your Agent represents YOU and YOUR interests, so having someone that experienced yet able to listen to your needs, wants and concerns is vital to a successful transaction.